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Dreaming about starting a small biz? Chase has a loan deal for you

Posted on | June 15, 2011 | No Comments

Starting a small business while you look for a job is a good way to keep food on the table. One of the challenges for most people is the start-up costs. Chase, which is the No. 2 small business lender in Michigan, plans to increase its SBA loan volume in the second half of 2011. That could be really good news for anyone considering borrowing money.

To encourage businesses to expand, Chase is waiving the SBA guarantee fee through Aug. 31. This can save a borrower as much as $10,000 on new SBA business loans or lines of credit.

Chase also participates in the SBA Patriot Express program, which offers preferred rates and terms for veterans, active military in the transition process, or spouses of either.

“SBA loans provide the lifeblood for so many business owners who reinvest in our neighborhoods by hiring employees, improving their property and buying supplies and services,” said Michael Cleary, CEO of Business Banking at Chase, in a statement. “The SBA guarantee allows us to extend credit to a wider range of businesses that need capital to survive and grow.”

Details are available at Chase branches.

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Welcome to Detroit on the Cheap. We bring you great restaurant, shopping and attraction deals in Southeast Michigan, as well as tips for living well on less. The site belongs to Jennie L. Phipps, who has been around long enough to appreciate a bargain when she sees one. Phipps is a seasoned journalist who blogs daily about retirement for Bankrate.com and frequently for Walletpop.com, and who also runs a subscription website and online community for independent writers and editors at FreelanceSuccess.com.

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